Your Employees

 You've got a new business to build. To say you've got a lot on your plate is an understatement. Finding new accounts. Recruiting talent. Tracking accounts receivable. With everything you have to worry about, who has time to worry about employee benefits? Luckily, Lisa Raye can help you determine what kind of benefits may work for you and your employees, letting you focus on building your business empire — or pleasing your next customer.

The value of strong benefits

The employee benefits landscape continues to change, challenging you to look for new ways to manage costs and provide your employees with valuable dental, disability, life, vision, and critical illness insurance. As your insurance carrier, we'll work hard to help you identify and meet your changing benefit needs. When you explore potential retirement options for your staff, think about all your employee benefit needs, and speak with Lisa Raye about our group insurance products.

Beyond the basics

There are many ways to show your employees how valuable they are to your operation. You grant time off when needed, encourage family time as necessary and support them when life throws a curve ball. Expanding your basic benefit plan can also create an added layer of real protection for the families that help your business grow. Term life is an affordable entry-level benefit that can provide an important benefit during a difficult time. Permanent life insurance, or whole life , universal or variable universal life are excellent options to consider when you're crafting a strategy to attract and retain key employees, those who are critical to your operation and who may, someday, be the captain of your ship.

Protecting income

Most business owners recognize the need to plan for the unexpected; we call them contingencies – what we think we will do if our original plan doesn't materialize. We protect our business, our cars, our homes, our lives, but often overlooked is the need for us to protect our income and the income of our employees. Life can be challenging, and some of those challenges may force us from work, even for a short period of time. Talk to Lisa Raye about income protection products for you, your employees and your business.